Credit Core

Credit Core is the internal value engine of PepOra. It provides a unified, gasless and deterministic credit system that powers every module within the PepOra ecosystem.

🔋 What are Credits?

Credits are PepOra’s internal accounting unit. They represent value inside the platform but are not a blockchain token.

  • Credits never leave PepOra
  • Credits cannot be traded externally
  • Credits are protocol-controlled

⚙️ Why Credits Exist

Blockchain transactions are slow, costly and irreversible. Credit Core abstracts this complexity into a fast internal system without sacrificing economic integrity.

  • No gas costs for users
  • Instant balance updates
  • Unified value layer across all modules

💱 Exchange Model

Credits are acquired by converting on-chain assets at a fixed protocol rate.

1 Credit = 15,000 PEPU
or the exact equivalent in PEPORA

This rate is enforced globally and never personalized.

📚 Internal Ledger

Every credit movement is recorded in an internal ledger. This ledger is append-only and acts as the single source of truth.

  • Purchases
  • Spending
  • Withdrawals
  • System grants

💸 Withdrawals

Credits can be converted back into PEPORA at any time.

  • 2.5% fee to your own wallet
  • 5.0% fee to a new or external wallet

Withdrawals are processed by an automated payout engine.

🔐 Guarantees

  • Credits are always fully backed
  • No partial conversions
  • No liquidity risk
  • Queues are operational, not financial
Fully backed
Protocol enforced
System wide

🧠 Credit Core as a Foundation

Credit Core is not a feature — it is infrastructure. It allows PepOra to grow without redesigning its economic layer every time a new module is introduced.